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Why Use TheLifeSupermarket?
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Answer a few simple questions and get quotes that match your needs and budget.
No Fuss, No Jargon
We cut through the confusion so you can understand exactly what you’re getting.
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Quick, easy application process—some policies even come with instant cover.
Frequently Asked Questions
Why consider life insurance after 50?
Life insurance isn’t just for the early stages of life — it’s about protecting the people who matter most, no matter your age. Once you’re over 50, a policy can make a real difference by helping to:
- Cover Funeral Expenses
Take the worry of funeral costs off your family’s shoulders.
- Settle Outstanding Debts
Ensure any remaining financial commitments, like mortgages or loans, are taken care of.
- Support Daily Living Costs
Help your loved ones continue to manage everyday expenses such as bills, food, and housing.
- Provide Long-Term Security
Offer reassurance that your family will have financial stability when you’re no longer there.
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What are the benefits of life insurance?
Get a Clear and Free Quote Today at Thelifesupermarket.com. Our partners are here to help you understand your options without pressure.
Financial Security When It’s Needed Most
Losing a main earner can cause significant financial strain. An over-50s policy can provide a lump sum to help your family manage essential costs — from mortgage or rent payments to household bills and funeral expenses — so money is one less worry during a difficult time.
Options to Suit Your Family’s Needs.
With over-50s life insurance you’re not locked into a single approach. You can choose a plan that fits your stage of life and your budget. Flexible options mean you decide how much cover you want and how long it lasts, so it works for you now and in the years ahead. It’s important to be aware that the average cost of a funeral in 2024 was £9,797, and a lump sum could help with these costs. - Source: SunLife (2024)
Thinking About the Future? Life Insurance Can Help You Leave a Legacy.
Taking out cover in your 50s is a practical way to plan ahead. An over-50s life insurance policy can give your loved ones long-term financial support or allow you to leave a meaningful gift or donation to a cause that matters to you. It’s a simple step now that can make a lasting difference in the future
How Much Does Over 50s Life Insurance Cost?
Finding Affordable Protection that Works for You.
We know that cost is a consideration, and life insurance doesn’t have to be expensive. Many policies start from around £9.71 per month (based on the 2025 average).
- Source: iaminsured.co.uk (2025)
At Thelifesupermarket.com, our aim is partner you with an expert to help you explore suitable coverage options at a price that fits your budget.
Understanding What Influences Your Premium.
It’s important to understand what can affect the cost of your life insurance.
Policy Type
Policies with larger potential payouts or added features, such as critical illness cover, usually have higher premiums. Your dedicated expert will explain these options clearly so you can make an informed decision that suits your stage of life.
Your Circumstances
Being over 40 doesn’t mean life insurance has to be expensive. Age, health and lifestyle are taken into account, but there are still plenty of competitively priced options designed for people in their 40s, 50s and beyond. Our experts work with a wide range of providers to help you find affordable cover that fits your needs and budget.
Whether you’re looking for straightforward protection or more comprehensive cover, one of our trusted partners can help you compare options and find a policy tailored to your needs — giving you peace of mind as you plan for the future.
Your Privacy and Security are Important to Us.
At thelifesupermarket.com, we are committed to protecting your personal data. As an Information Commissioner-registered company, we adhere to high standards of privacy and security to ensure your information is handled responsibly.
Regulated and Compliant:
We operate with full regulatory compliance, ensuring your information is handled with care and integrity.
Secure Data Storage:
All data is stored on secure servers utilising advanced encryption and protection technologies.
Your Data, Your Choice:
We will never share your personal information without your explicit consent, ensuring your details remain safe and secure.
We are committed to protecting your information while assisting you in finding a life insurance policy that meets your needs.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 5th February 2025.
†From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 5th February 2025.
£67,652 over 10 years
50 years old born in 1976
£37,971 over 10 years
55 years old born in 1971
£20,242 over 10 years
60 years old born in 1966
£12,368 over 10 years
65 years old born in 1961
£7,497 over 10 years
70 years old born in 1956
†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 5th February 2025.
£26,787 over 10 years
50 years old born in 1976
£17,018 over 10 years
55 years old born in 1971
£10,115 over 10 years
60 years old born in 1966
£6,181 over 10 years
65 years old born in 1961
£3,746 over 10 years
70 years old born in 1956
