Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 2nd February 2026.
†From £10 per month for up to £280,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.
£289,847 over 20 years
30 years old born in 1996
£173,440 over 20 years
35 years old born in 1991
£123,428 over 15 years
40 years old born in 1986
£81,616 over 15 years
45 years old born in 1981
£59,917 over 10 years
50 years old born in 1976
£34,029 over 10 years
55 years old born in 1971
£18,089 over 10 years
60 years old born in 1966
£11,689 over 10 years
65 years old born in 1961
£7,068 over 10 years
70 years old born in 1956
†From £5 per month for up to £90,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.
£98,704 over 20 years
30 years old born in 1996
£63,621 over 20 years
35 years old born in 1991
£48,288 over 15 years
40 years old born in 1986
£31,699 over 15 years
45 years old born in 1981
£23,483 over 10 years
50 years old born in 1976
£15,467 over 10 years
55 years old born in 1971
£7,844 over 10 years
60 years old born in 1966
£5,837 over 10 years
65 years old born in 1961
£3,532 over 10 years
70 years old born in 1956
Whole of Life
±£8 per month quoted rates are based on whole of life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.
£5,599 sum assured
30 year old born in 1996
£4,762 sum assured
35 years old born in 1991
£4,047 sum assured
40 years old born in 1986
£3,445 sum assured
45 years old born in 1981
£3,230 sum assured
50 years old born in 1976
£2,727 sum assured
55 years old born in 1971
£2,221 sum assured
60 years old born in 1966
£1,672 sum assured
65 years old born in 1961
£1,277 sum assured
70 years old born in 1956
Critical Illness
Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.
£30,327 over 20 years
30 years old born in 1996
£21,237 over 20 years
35 years old born in 1991
£17,335 over 15 years
40 years old born in 1986
£12,920 over 15 years
45 years old born in 1981
£10,125 over 10 years
50 years old born in 1976
£7,287 over 10 years
55 years old born in 1971
£6,469 over 10 years
60 years old born in 1966
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